Universal strives to provide a competitive health and wellness package for employees. Employees and their families’ health is a priority for the company. Below are highlights of the group benefits plans available to eligible employees.
Medical
Medical coverage assists with health necessities from wellness to catastrophic events. The four options include Kelsey Care, Cigna IN Open Access Plus Plan, Cigna Consumer Driven Health Plan (CDHP) and Cigna Open Access Plan (OAP). All medical options include a prescription drug benefit.
Dental
Dental care is an important part of your overall health. The Cigna Dental Preferred Provider Organization (PPO) plan allows you to choose an in-network or out-of-network dentist.
Vision
The company sponsors a vision program through Cigna.
Transparency in Coverage
This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Visit Cigna Website >
Automatic enrollment with no cost to employee
- Group term life insurance
- Accidental death and dismemberment (AD&D) insurance
- Travel accident insurance
- Salary continuation program
- Long-term disability insurance
New hires will be automatically enrolled (if eligible) to contribute pre-tax earnings into the plan. You may opt out of contributing or change your deferral at any time. Employees are 100% vested after 3 years of service.